html{scroll-padding-top:110px}.skip-link{position:absolute;top:-80px;left:20px;z-index:100;background:#fff;padding:15px;color:#121617}.skip-link:focus{top:10px}.advice-site a:focus-visible,.knowledge a:focus-visible{outline:3px solid #d82027;outline-offset:5px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:14px;color:#616b6d;margin-bottom:38px;line-height:1.7}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.advice-hub-top,.article-top{padding:55px 8vw 60px;border-bottom:1px solid #d9dedd;background:#f3f5f4}.advice-hub-top h1{font-size:clamp(42px,6vw,80px);line-height:1.13;letter-spacing:-.035em;max-width:980px;margin:0 0 25px}.advice-hub-top>p:not(.section-kicker){max-width:780px;line-height:1.85;font-size:18px}.hub-service{display:inline-block;margin-top:12px;color:#b5151c;font-weight:700;text-decoration:underline;text-underline-offset:5px}.advice-hub-list,.advice-related,.knowledge{padding:75px 8vw}.advice-hub-list>h2,.advice-related>h2,.knowledge h2{font-size:clamp(30px,3vw,44px);line-height:1.25;letter-spacing:-.025em;margin:0 0 34px}.advice-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.advice-card{border:1px solid #d9dedd;min-width:0;background:#fff}.advice-card>a{display:flex;flex-direction:column;height:100%}.advice-card:hover h3{color:#b5151c}.advice-card-image{background:#fff;border-bottom:1px solid #e7ebea}.advice-card-image img{display:block;width:100%;height:190px;object-fit:contain}.advice-card-copy{display:flex;flex-direction:column;flex:1;padding:25px}.advice-card-copy>span{font-size:14px;color:#b5151c;font-weight:700}.advice-card h3{font-size:21px;line-height:1.5;margin:14px 0 0}.advice-card p{font-size:16px;line-height:1.8;color:#596366}.advice-card b{margin-top:auto;padding-top:14px;font-size:14px}.article-top h1{font-size:clamp(34px,4vw,58px);line-height:1.25;letter-spacing:-.03em;max-width:1100px;margin:0 0 24px}.article-deck{font-size:19px;line-height:1.85;max-width:950px}.article-meta{font-size:14px;color:#5e686a}.article-layout{display:grid;grid-template-columns:260px minmax(0,800px);justify-content:center;gap:65px;padding:60px 6vw}.article-toc{align-self:start;position:sticky;top:110px;font-size:14px;border-top:3px solid #d82027;padding-top:18px}.article-toc nav>p{font-weight:800;letter-spacing:.08em}.article-toc ol{padding-left:20px;line-height:1.75}.article-toc li{padding:9px 0}.article-toc a:hover{color:#b5151c}.toc-back{display:inline-block;margin-top:15px;text-decoration:underline}.article-body{min-width:0;font-size:17px;line-height:1.9}.article-body h2{font-size:clamp(24px,2.5vw,32px);line-height:1.4;letter-spacing:-.02em;margin:45px 0 18px}.article-body p{margin:0 0 20px}.article-body li{margin-bottom:10px}.article-body ul{padding-left:23px}.article-body p a{color:#a71319;text-decoration:underline;text-underline-offset:3px}.article-figure{margin:0 0 35px;background:#f3f5f4}.article-figure img{display:block;width:100%;max-height:380px;object-fit:contain;background:#fff}.article-figure figcaption{font-size:13px;line-height:1.7;padding:12px 18px;color:#596366}.table-wrap{max-width:100%;overflow-x:auto;margin:24px 0}table{border-collapse:collapse;width:100%;font-size:16px;line-height:1.7}th,td{padding:16px;text-align:left;border:1px solid #d9dedd;vertical-align:top}th{background:#f3f5f4}blockquote{margin:25px 0;padding:25px;border-left:4px solid #d82027;background:#f3f5f4}.article-note{font-size:14px;line-height:1.8;color:#596366;border-top:1px solid #d9dedd;margin-top:40px;padding-top:25px}.article-cta{background:#f3f5f4;padding:30px;margin-top:40px}.article-cta h2{margin-top:0}.article-cta>div{display:flex;flex-wrap:wrap;gap:12px}.advice-email{border:1px solid #b4bfbe}.advice-related{border-top:1px solid #d9dedd}.knowledge{background:#f3f5f4}.knowledge .knowledge-top{display:flex;justify-content:space-between;align-items:center;gap:24px}.knowledge .hub-service{margin-bottom:30px}
@media(max-width:1000px){.article-layout{grid-template-columns:210px minmax(0,1fr);gap:30px}.advice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:760px){.article-layout{display:block;padding:30px 6vw}.article-toc{position:static;margin-bottom:35px;padding:15px 22px;background:#f3f5f4}.article-top,.advice-hub-top{padding:30px 6vw 40px}.advice-related,.advice-hub-list,.knowledge{padding:50px 6vw}.article-deck{font-size:17px}.knowledge .knowledge-top{display:block}.article-cta{padding:22px}.article-body h2{margin-top:32px}}@media(max-width:560px){.advice-grid{grid-template-columns:minmax(0,1fr)}.advice-card-image img{height:200px}.article-body{font-size:16px}.article-top h1{font-size:34px}.advice-site footer{line-height:1.8}.table-wrap table{min-width:500px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}